Apply for loan for employees and secure the best interest rates online

KRED offers an efficient and convenient online loan application process for employees.

We arrange fair loans for employees whose salary is at least CHF 2,700 and who have no outstanding debt collection. Our loan calculator allows you to find the most favorable interest rates for your loan – without any obligation or costs.

Get your personal loan now and find the best deals with our free loan calculator!

Apply for loan for employees and secure the best interest rates online

KRED offers an efficient and convenient online loan application process for employees.

We arrange fair loans for employees whose salary is at least CHF 2,700 and who have no outstanding debt collection. Our loan calculator allows you to find the most favorable interest rates for your loan – without any obligation or costs.

Get your personal loan now and find the best deals with our free loan calculator!

The right conditions for your loan

Car Insurance

Household Insurance

Health Insurance

Life Insurance

Personal Liability Insurance

Legal Protection Insurance

The right conditions for your loan

The best credit offer for you

Our certified staff will process and optimize your loan application. We cooperate with several banks to give you the best chance of approval. With just one application, you can get the best loan offer that fits your individual financial situation and requirements.

Save time and avoid rejections
Each bank has its own rules and requirements, and it can be difficult to understand them all. Our team knows the rules and regulations of each bank and can guide you through the process. This will help you avoid rejections and negative entries with the Central Office for Credit Information (ZEK). Save time and avoid the hassle of dealing with multiple banks by letting us do the work.
Attractive interest rates
With KRED, you have access to competitive interest rates ranging from 4.4% to 9.9%, depending on your credit score and the terms of your loan. We work with multiple banks to find you the best possible interest rates, so you can save money and pay off your loan faster. With us, you’ll get the financing you need at an interest rate that’s right for you.

From application to payment

Do you need financial support to make your dreams come true? We at KRED accompany you on your way to a loan and show you how easy and fast you can get your desired loan. In just 4 steps you will receive an individual offer that fits your financial situation and your requirements.

Apply for a loan, conveniently online via KRED's loan application form

Experts analyze initial situation and find suitable credit bank

Comply with the statutory waiting period of 14 days from the signing of the credit agreement

After the waiting period the amount will be transferred to your bank account immediately

Ready to get your dream loan? Fill out our online application form now and get a personalized quote that perfectly fits your financial situation in no time!

More than just a loan: discover our wide range of offers

We offer a wide range of loan options for employees in Switzerland. Here are some of our offers:

Car Loan

Finance your dream car at fair conditions.

Moving loan

Pay the costs of your move conveniently in installments.

Pay off personal loan

lower your interest rates by paying off an existing loan.

Increase personal loan

Get extra money by increasing your existing personal loan.

Loan with Permit B

Different types of loans are available, regardless of your residence permit.

Loans with Permit C

You are on an equal footing with Swiss citizens in terms of credit conditions.

Fill out our online application form now and take advantage of our loan offers!

Frequently asked questions

A personal loan is a type of loan where you receive money from a bank or lender to finance personal expenses. There are different types of personal loans, for example, a car loan or a moving loan.

With a personal loan, you borrow money from a lender to finance your personal expenses. You usually pay back the borrowed money in monthly installments with interest. The conditions depend on various factors, for example, your creditworthiness and the desired loan amount.

Generally, anyone can apply for a personal loan. However, you must meet certain requirements to receive a loan, for example, sufficient income, a certain age, residence in Switzerland and a good credit rating.

The amount of a personal loan depends on various factors, for example your income, your credit rating and the desired loan amount. At KRED, you can take out personal loans of up to CHF 250,000.

 

The duration depends on various factors, for example, the lender’s processing time and the completeness of your documents.

A personal loan offers you a quick and easy way to get extra money. You can use the loan for various purposes, for example, for a car purchase or renovation. In addition, the interest rates on a personal loan are often lower than on other types of loans.

The risk is that you will have difficulty repaying the loan. In this case, you may face reminders, collection proceedings or even a garnishment. It is therefore important to choose the loan amount and the monthly installments so that you can repay them without any problems.

 

You can lower the interest rate on your personal loan by contributing a higher percentage of equity or choosing a longer term. A good credit rating can also help to obtain lower interest rates.

Yes, you can repay a personal loan early at any time.