Loans with permanent residence permit
You can adjust the term of the loan to your individual financial needs and thus lower the monthly installments or shorten the loan term.
With us, you can easily and quickly submit your loan application online.
Favorable interest rates
We offer attractive interest rates for your loan with residence permit.
Apply now for your loan at KRED and benefit from our favorable interest rates and flexible terms!
Frequently asked questions
Yes, taking into account certain conditions, you can apply for a loan at KRED. You must be in possession of a valid residence permit for at least half a year. Furthermore, you must be of legal age and have a minimum income of CHF 2,700.
If you have had a valid Permit B for more than twelve months, there is no maximum amount of credit you can apply for with KRED. Your maximum loan amount is influenced by various factors, such as your income, credit rating and financial needs.
At KRED, we strive to provide our customers with a response to their loan application as quickly as possible. Normally, you will receive a response within the shortest possible time to discuss the details of the loan agreement. After the conclusion of the credit agreement, the legally required two-week cancellation period begins. After that, the loan is disbursed.