How do I apply for a loan?

A loan is needed when there is a lack of money to buy something. However, a loan does not pay off debt. If there is a lack of capital, the basis for granting a loan is the credit check. If you apply for a loan, you should note that this will result in additional costs.

Our offers at a glance

Flexible, fast and reliable

With us you will find a wide range of financing options for your wishes and needs. Whether you want to buy a new car, move into a new apartment or pay off an existing loan, you’ve come to the right place.

Choose the offer that suits you

We know that every customer has different needs, so we have designed our offers so that they are individually tailored to your needs. In our offer overview you will find all our offers in detail, so you can choose the one that suits you best.

Discover our wide range of credit options

Car loan

With our car loan, you can finance your dream vehicle at fair conditions. You benefit from fast and uncomplicated processing as well as individually adjustable terms and rates. With a car loan from KRED, you can fulfill your dream of a new car and benefit from the advantages of fast, simple and straightforward financing.

Moving Loan

Moving can be a big financial burden, especially if you want to move into a new apartment or buy a house. Our moving loan offers you the possibility to comfortably pay the costs of your move in installments. You can flexibly adjust the term and the installments to your needs. You can obtain the moving loan flexibly and easily and benefit from low interest rates and simple processing.

Refinancing loan

If you already have an existing personal loan that has high interest rates, KRED offers you the opportunity to pay it off. You can replace the old loan with a new one and benefit from lower interest rates and better conditions. We offer you a fast and uncomplicated processing, so that you can benefit from the advantages of a favorable loan.

Increase personal loan

If you need additional funds, you can easily top up your existing personal loan with KRED. This way you will have quick and easy access to additional money to fulfill your wants and needs. The interest rates for a topped-up personal loan are lower than for other types of loans.

Loans with Permit B

If you have a residence permit, you can take out different types of loans at KRED. These include the car loan, the moving loan, the personal loan and the loan for repaying existing loans. You benefit from low interest rates and a fast and uncomplicated processing.

Loans with Permit C

Even with a permanent residence permit, you can take out various types of loans at KRED. These include a car loan, a moving loan, the personal loan and the loan for repaying existing loans. They are equal to Swiss citizens in terms of loan conditions and enjoy the same benefits as them.

At KRED, your satisfaction comes first. We offer you individual advice, fast processing and transparent conditions.

Contact us today and let’s work together to meet your financing needs.

Frequently asked questions

If you are having trouble repaying your loan, you should contact us as soon as possible. We will work with you to find solutions and help you develop a viable repayment strategy. However, if you are unable to pay, this may result in consequences such as additional costs, negative entries at ZEK and, in the worst case, legal action.

Unfortunately, no. Swiss lenders grant personal loans only to people who have an uninterrupted employment.

Yes, you can change the installments of your loan if your financial situation changes. However, you should inform us as early as possible so that we can find a suitable solution. In some cases, there may be changes to the terms of your loan, such as the term and interest rates.