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Car loan in Switzerland
The vehicle is your property
No mandatory comprehensive insurance
Unlike leasing, a car loan doesn’t require you to take out comprehensive insurance, which can save you money.
Tax deductibility of interest
Apply for your car loan today and experience the freedom of owning your own car!
Frequently asked questions
To obtain a car loan, you must be a resident of Switzerland and at least 18 years old, have a minimum monthly income of CHF 2,700 and have no outstanding debt collection.
Yes, a car loan can be used to finance both new and used cars. Whether you are buying from a dealer or a private seller, we can help you find the right financing option for your needs.
It all depends on your individual needs and preferences. If you prefer to have a new car every year and not worry about maintenance and repairs, leasing may be a better choice. However, if you want to own the car and have the flexibility to sell it at any time, a car loan is a better choice. We usually recommend car loans because of their long-term cost savings and overall flexibility. A car loan gives you the freedom to own and use your car without worrying about restrictions or limitations imposed by the lease.