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Car loan in Switzerland

Stay mobile and flexible with KRED

In Switzerland, a car loan is a form of personal loan that allows you to buy a car. If buying a car with cash is not possible, a car loan can be a viable option. KRED works with several banks in Switzerland to find the best financing option for our customers.

Discover the advantages of a car loan over leasing

Unlike leasing, you own the vehicle, there are no mileage or maintenance requirements, and you can use the loan for repairs and accessories. In addition, you can deduct the interest from your taxes.

Flexibility and financial freedom

Repayment of the car loan is possible at any time and thus offers a high degree of flexibility. In the event of financial bottlenecks, it is possible to sell the car and repay the loan early. This can help reduce financial burdens and pay off the loan faster. Our experienced employees are available to help you with any questions you may have about repaying the car loan.

Financing your car wisely

Our car loan offers you flexibility and financial freedom with favorable interest rates and fixed monthly installments. Whether you want to buy a new car or a used car, our car loan is an excellent choice. We promise you a smooth and fast process to make your dream car purchase a reality.

The vehicle is your property
With a car loan, the car is yours from the start and you can rebuild, sell or trade it in as you see fit.
No mandatory comprehensive insurance

Unlike leasing, a car loan doesn’t require you to take out comprehensive insurance, which can save you money.

Tax deductibility of interest
The interest you pay on a car loan is tax deductible, which gives you additional savings.

Apply for your car loan today and experience the freedom of owning your own car!

Frequently asked questions

To obtain a car loan, you must be a resident of Switzerland and at least 18 years old, have a minimum monthly income of CHF 2,700 and have no outstanding debt collection.

Yes, a car loan can be used to finance both new and used cars. Whether you are buying from a dealer or a private seller, we can help you find the right financing option for your needs.

It all depends on your individual needs and preferences. If you prefer to have a new car every year and not worry about maintenance and repairs, leasing may be a better choice. However, if you want to own the car and have the flexibility to sell it at any time, a car loan is a better choice. We usually recommend car loans because of their long-term cost savings and overall flexibility. A car loan gives you the freedom to own and use your car without worrying about restrictions or limitations imposed by the lease.